Home owners insurance in Florida is a huge expense for many consumers.   Here are a few tips to help you qualify for better rates and or discounts:



  1.  Upgrade or Replace your roof

  2.  Have a wind mitigation inspection on your roof

  3.  Install a security system

  4.  Install storm shutters

  5.  Retire or semi-retire

  6.  Improved the plumbing and electrical


You may also receive additional discounts for bundling or combining homeowners insurance with other coverages like life and car insurance.


It is crucial that you meet with your insurance agent annually to review your policy’s and make sure it provides the best coverage at the most reasonable price.