As  you know the banking industry is extremely unstable. It is making this business of selling a house very unsettling. Countrywide Home loans announced on Wed. that they may be filing for Bankruptcy in the future.  Bank of America recently gave Countrywide a cash infusion.   First Magnus another extremely large sub prime lender is not in business as of August 16 th, 2007. I have had in the past 6 months investors who were willing to purchase properties and now can not qualify due to the changes in the banking industry. The consumer confidence and investor confidence in purchasing a home is extremely unstable now.  It is like the customers I have hear the news and just put on the breaks. They do not want to continue to go out and shop and longer.   They are putting major purchasing plans on hold.  I can't say I blame them!  Their fear is buying today and prices drop in months to come gives them negative equity. This is making all realtors jobs a huge challenge.  Bear with me on the selling process. Karen Arbutine Realtor Remax Central Realty