Karen Arbutine & Associates

Home Affordable Foreclosure Alternatives (HAFA)


The Home Affordable Foreclosure Alternatives (HAFA) Program is here, and you need and advocate. Think about this, with more money in your pocket, you have the availability and chance to do virtually anything you like, including choosing more advanced and luxurious homes to look into and potentially purchase.

Foreclosure and its Alternatives

What is foreclosure? And what if you didn’t have to fight foreclosure alone?

Foreclosure is the legal action and process that banks take in order to regain ownership of a home after the owner has defaulted their monthly mortgage payment by not paying it or violating the terms of the loan. Yet, the truth is, you don’t have to fight foreclosure all alone. On April 5th, 2010 the government put into place the Home Affordable Foreclosure Alternative, to provide you with better solutions, including more efficient short sales or deeds-in-lieu of foreclosure.

Short sales and deeds-in-lieu can help to settle your mortgage debt, clear your mind of stress, and save you and your family from the financial challenges of foreclosure. The government also offers a $3,000 homeowner Incentive to help with getting relocated and moving on with your life. With this and many other featured foreclosure programs and homes, there is no reason to look anywhere else for a distress reliever and great beneficial options for fighting foreclosure.

When researching foreclosures it is always the best advice to seek out a professional so if you or anyone you know is facing foreclosure and looking for answers, please contact Karen Arbutine & Associate’s today at 888.727.7778. As a Certified Distressed Property Expert and most experienced among Lake Mary realtors , I can show you how to take advantage of this new, dignified solution to foreclosure.


Understanding HAFA

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: My Florida Regional MLS (updated 8/16/18)

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